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Health coverage protects you and your family from high financial costs that may result from common accidents or illnesses.  Health coverage can significantly reduce medical costs and give you the access you need to routine and affordable health care.
We represent all counties in the state of California. We are focused on Anthem Blue Cross, Blue Shield,  HealthNet and AETNA because they offer a large variety of diversified products including Health Savings Accounts (HSA's) at the most reasonable prices for individual and group insurance.  (Note: HMOs not available in Monterey County.)
The Anthem Blue Cross of California provider network is among the largest in the state. By using participating BC doctors, your cost is significantly reduced.  For over 65 years, they have been providing quality health care services by offering affordable coverage you can rely on.  They have become an industry leader, providing innovative health, life, dental and vision plans, including HealthyExtentions which offers a 10 to 50 percent discount on a variety of alternative health care and wellness products and services.  Visit our Related Links page to review all plans, including medicare supplements and short-term health.  You may have stand-alone dental insurance with Anthem BC.
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Everyone's situation and needs differ when it comes to choosing a health plan. Blue Shield coverage gives you a wide variety of plans from which to choose, plus many value-added services to help you make better informed health care decisions and manage your health plan benefits more effectively.
Blue Shield has been serving California for the past 68 years.  They are a stable not-for-profit company and have one of California's largest networks. Visit our Related Links page to review these plans.  If you would like dental insurance with this policy, health insurance is required.
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There are two ways to join Health Net, either directly or by becoming a member of the California Farm Bureau, each giving you a variety of choices.  However, CFB  gives you access to many exclusive products and discount programs.
The California Farm Bureau is one of the largest insurance and financial companies in the world.  Since 1947, the California division has been providing affordable, high-quality health insurance.  If you would like dental insurance with this policy, health insurance is required.
A significant advantage to HN members is a $5,000 term life policy.
While reviewing the Related Links page, check out these optional programs: CFB's CashBack Plan and MedPerks Program.
STAND ALONE DENTAL INSURANCE
Anthem Blue Cross of California Dental Blue Plans.  Choose from the Anthem BC network.
SHORT-TERM PLANS
In between jobs? COBRA too expensive? Pre-existing conditions a problem?  Have you been declined? Find out how long you need to be symptom-free before getting permanent insurance.
This is where short-term plans come into play.  We have several different options from which to choose, so if something were to happen to you, then your whole life would not turn upside down.
TRAVEL INSURANCE
Planning a trip outside the United States? From five days to 180 days.  Anything can happen while you're traveling abroad.  You should be covered from the moment you step onto the plane for the entire length of your trip.  Enjoy peace of mind while enjoying the world!
 Liason International -  U.S. or Canadian citizens traveling outside the United States and non-U.S. citizens traveling to the United States.
International travel medical insurance is designed for U.S. citizens traveling overseas or foreign nationals visiting the United States. This type of policy protects you from major and minor medical emergencies, accidents and illnesses during your travels.  Seven Corners offers four international travel medical insurance options
Travel Medical Insurance
Coverage for U.S. citizens traveling overseas as well as foreign nationals visiting the United States.
Liaison International
  • Up to $1,000,000 in Medical Benefits
  • Emergency Evacuation, Repatriation and 24-Hour Assistance Services
  • Underwritten by Nationwide in Most States
  • Seven Corners' Premiere Product Since 1993
Liaison Worldwide
  • Up to $500,000 in Medical Benefits
  • Emergency Evacuation, Repatriation and 24-Hour Assistance Services
  • Underwritten by Nationwide
  • Available in Most States
Liaison Worldwide
  • Up to $500,000 in Medical Benefits
  • Emergency Evacuation, Repatriation and 24-Hour Assistance Services
  • Underwritten by Nationwide
  • Available in Most States
Liaison Majestic
  • Up to $1,000,000 in Medical Benefits
  • Emergency Evacuation

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    Call Us Today At ♦ (831) 375-2654

    Address

    Connie C. Smith Insurance Services
    Carmel, CA 93923
    Phone: (831) 375-2654 || (831) 757-3020
    Email: csmithinsserv@aol.com

    Business Hours

    Mon - Fri: 09:00 AM - 05:00 PM
    Sat - Sun: Closed
    Appointments Available

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